March 8, 2017
So yes, I did spend just a bit over thirty thousand pesos worth of investments to get rid of my credit card bill. Not the best way to go about it, but the bill was gradually turning into this unstoppable monster, so it had to be done.
The bill was such an overbearing and crippling influence on my finances, that the sacrifice was merited, I think. It hurt, sure — it’s never easy letting that kind of money go in just one payment, doubly more because it took me a year and more of investing to get that much –but at least I don’t have to worry about just how much of my wages would have to go into paying it every month…
What now though? Well rebuilding my shattered savings is a good start. That and slowly re-investing in funds again. Yeah.
March 7, 2017
As of today I’ve finally paid off my credit card debt. It’s like a huge weight was lifted off my shoulders… Pity that I had to draw from my mutual investment to get rid of it, but really I’m just happy to see it gone. It just cast such a big shadow over my finances, that everything I did had to take it into consideration…
Kind of like the national debt, actually.
Now I’ll have to watch myself so it won’t turn into such a monster ever again. Which likely means locking my credit card in a place I’d likely not see it anytime soon.
As for what I’m going to do now that I don’t have to worry about such a huge financial burden hanging over my head? I guess getting back into investing, doubly so because I had to take out stuff from my mutual fund. Maybe open up an Equity and Bond fund? Anything is possible now.
March 4, 2017
It’s been a while since I’ve been this thankful for payday. It means that I’ll be having money again, providing of course that payroll comes through… Just having about three hundred pesos in the bank, and with no way to withdraw it, isn’t nice at all.
You bet that I’ll hide most of it away in a cupboard (after getting what I need to survive the weekend of course) and the whole lot of it is going into the bank.
At least this means I won’t have to subsist on mallows and soda crackers anymore.
March 2, 2017
I was really relieved when one of my old workmates came through and paid the three thousand pesos she owed me yesterday. My finances were in such dire straights yesterday, I even had to borrow a hundred pesos from my supervisor just to be able to claim the money from SMART Padala. Sigh.
In any case this should tide me over until the third… At which I have to say goodbye to most of it since I need to pay the PLDT bill. Ah well, easy come, easy go.
At least payday’s close enough.
March 1, 2017
It’s the start of a new month, but I really can’t feel chipper about it. The fact that I’m at my lowest point financially has a lot to do with it; I can’t exactly feel happy when I have about two hundred pesos left in the bank.
It’s this exact reason why I’m hoping my friend May makea good on her promise to pay me the three thousand pesos she owes me. That will help ease a load off my mind… Or at least get me to the 6th without starving.
February 28, 2017
I don’t think I’ve ever had a seasonal event like this. Comes to show just how busy I’ve been, but I’ve finally been able to clear the Winter 2017 Kantai Collection event on Hard difficulty.
I’ll post my screencaps of it later on, but it really was a close thing, with me being able to deal the final blow to the boss at around ten-thirty in the evening yesterday. Sheesh. Too bad about Hitomi/I-13, but at least I got Iyo/I-14 as well as another Hard medal.
That aside, things have been rather blase over the weekend, if only because I was put on forced bed rest after I strained my back during the week. Really starting to feel my age, I guess.
February 25, 2017
For those curious about what I was up to during the past few days, I’ve been stuck at home on bedrest. Why? Well the lower back pain I’ve experienced some two years ago came back, and with a vengeance.
I got rushed to the hospital from work, and had to spend most of the day in the emergency area, waiting for the results. As usual the culprit was muscle spasms, and I was given some medicine plus two days off to recover. However this time around I need a Fit for Work certificate to be even allowed back to work…
So here I am at St. Lukes waiting for someone to have a look at me and sign my release papers. Not exactly the most relaxing weekend for yours truly.