March 15, 2017
I had to cancel this Friday’s doctor’s appointment. This was because, as I wasn’t able to reserve it as a PTO, it would have counted as an absence, which is the last thing the team needs right now. So I pretty much had to head to Makati Medical as soon as my shift was over, just to have my appointment cancelled, if not rescheduled.
And rescheduled it was, to May 9 in fact. That leaves me plenty of time to plan for it, at least as far as leave reservations go.
Now with that aside it’s back to worrying about the rest of the work week again, ahaha.
March 14, 2017
It’s the start of DST in North America, which means it’s another slight adjustment in schedule for us in the call center industry — an hour back to be exact. It sounds rough, doubly so in my case, as I have class on Mondays.
That said, as my instructor was absent, I was able to get home early, which meant that I was able to get a decent amount of sleep. Two extra hours make a whole lot of difference, let me tell you.
Anyway, it’s the start of a new week, so better start it on the right foot.
March 10, 2017
It was about the middle of yesterday’s shift when I suddenly felt the familiar tingle in my lower back. It was a muscle spasm again, and it would only be a matter of time before I was bowed over, by pain if not discomfort.
I told my supervisor as much, but it was close to my second break, so I just had to last long enough until then, as I would be able to down to the Mercury Drug branch at the ground floor of Market Market and buy some muscle relaxant. Which I did. I took a tablet almost immediately, and while the effects weren’t immediate, it did get me through the remaining hours of my shift.
As I feel these aches and pains, I really feel my age. It’s a little annoying.
March 8, 2017
So yes, I did spend just a bit over thirty thousand pesos worth of investments to get rid of my credit card bill. Not the best way to go about it, but the bill was gradually turning into this unstoppable monster, so it had to be done.
The bill was such an overbearing and crippling influence on my finances, that the sacrifice was merited, I think. It hurt, sure — it’s never easy letting that kind of money go in just one payment, doubly more because it took me a year and more of investing to get that much –but at least I don’t have to worry about just how much of my wages would have to go into paying it every month…
What now though? Well rebuilding my shattered savings is a good start. That and slowly re-investing in funds again. Yeah.
March 7, 2017
As of today I’ve finally paid off my credit card debt. It’s like a huge weight was lifted off my shoulders… Pity that I had to draw from my mutual investment to get rid of it, but really I’m just happy to see it gone. It just cast such a big shadow over my finances, that everything I did had to take it into consideration…
Kind of like the national debt, actually.
Now I’ll have to watch myself so it won’t turn into such a monster ever again. Which likely means locking my credit card in a place I’d likely not see it anytime soon.
As for what I’m going to do now that I don’t have to worry about such a huge financial burden hanging over my head? I guess getting back into investing, doubly so because I had to take out stuff from my mutual fund. Maybe open up an Equity and Bond fund? Anything is possible now.
March 4, 2017
It’s been a while since I’ve been this thankful for payday. It means that I’ll be having money again, providing of course that payroll comes through… Just having about three hundred pesos in the bank, and with no way to withdraw it, isn’t nice at all.
You bet that I’ll hide most of it away in a cupboard (after getting what I need to survive the weekend of course) and the whole lot of it is going into the bank.
At least this means I won’t have to subsist on mallows and soda crackers anymore.
March 2, 2017
I was really relieved when one of my old workmates came through and paid the three thousand pesos she owed me yesterday. My finances were in such dire straights yesterday, I even had to borrow a hundred pesos from my supervisor just to be able to claim the money from SMART Padala. Sigh.
In any case this should tide me over until the third… At which I have to say goodbye to most of it since I need to pay the PLDT bill. Ah well, easy come, easy go.
At least payday’s close enough.