That Feeling Of Freedom

March 7, 2017

As of today I’ve finally paid off my credit card debt. It’s like a huge weight was lifted off my shoulders… Pity that I had to draw from my mutual investment to get rid of it, but really I’m just happy to see it gone. It just cast such a big shadow over my finances, that everything I did had to take it into consideration…

Kind of like the national debt, actually.

Now I’ll have to watch myself so it won’t turn into such a monster ever again. Which likely means locking my credit card in a place I’d likely not see it anytime soon.

As for what I’m going to do now that I don’t have to worry about such a huge financial burden hanging over my head? I guess getting back into investing, doubly so because I had to take out stuff from my mutual fund. Maybe open up an Equity and Bond fund? Anything is possible now.

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Down To The Dregs

March 4, 2017

It’s been a while since I’ve been this thankful for payday. It means that I’ll be having money again, providing of course that payroll comes through… Just having about three hundred pesos in the bank, and with no way to withdraw it, isn’t nice at all.

You bet that I’ll hide most of it away in a cupboard (after getting what I need to survive the weekend of course) and the whole lot of it is going into the bank.

At least this means I won’t have to subsist on mallows and soda crackers anymore.


Literally From Scratch

March 1, 2017

It’s the start of a new month, but I really can’t feel chipper about it. The fact that I’m at my lowest point financially has a lot to do with it; I can’t exactly feel happy when I have about two hundred pesos left in the bank.

It’s this exact reason why I’m hoping my friend May makea good on her promise to pay me the three thousand pesos she owes me. That will help ease a load off my mind… Or at least get me to the 6th without starving. 


Easy Come, Easy Go

August 20, 2016

It’s payday today, and while it was something that gave relief to many of my co-workers, in my case I couldn’t feel relieved at all. This was because I knew already beforehand that I wasn’t going to be able to enjoy the fruits of my labors (ha!), as fully 80% of it will go into paying my credit card bill, before it goes out of control again.

On the plus side, I’ve now managed to bring it down to somewhat tolerable levels, but it also means that I’m going to have to tighten my belt for the next two weeks. Right. 

Oh well, at least with my submission of the updated form 2316 the tax I’ve been getting shouldn’t be as high anymore, as it’ll finally correct my taxpayer segment. That’ll make the next payday somewhat more tolerable.


All That Sleep, Still Nothing To Show

December 22, 2015

I hate to admit it, but this isn’t quite as working out as I’d expected. Going to sleep as soon as I could once I got home, I mean. While the intent is that I’d do it so I’d have more energy when I finally do wake up, I just end up waking up really early in the afternoon, and then not be able to go back to sleep again. All this just makes me feel more tired by the time I have to get read for work, because by that point I’d have been awake for more than four hours… Oi.

And I haven’t been able to catch up at all on Gochiusa or Yuru-Yuri. Yeah, definitely not working.

Oh, and Chain Chronicle’s turning into an even worse money sink than World of Tanks ever did. Time to stop for a while before that credit card bill grows even larger. Ugh. There goes my plan of not having any debt before the New Year started.